Money at Tocumen International (PTY)
Currency, tipping and cash-vs-card for arrivals at Panama City, Panama.
Panama City uses the PAB (B/.). Expected airport→city taxi fare is roughly USD 30–45. USD is the working currency; small bills essential.
Airport currency kiosks quote rates 5–15% worse than any bank ATM inside the terminal. If you need cash on landing, use an in-terminal bank ATM — not the "0% commission" kiosks (the margin is in the rate).
Frequently asked
Q.What currency is used at Tocumen International (PTY)?
Panama uses the PAB (B/.). Airport ATMs dispense PAB directly — skip the exchange kiosks.
Q.How much should a taxi from PTY to the city cost?
Expected fare on the PTY → Centro route is roughly USD 30–45. Around USD 55+ is already high, and USD 70+ unofficial is a scam quote — confirm the meter or a printed rate before you get in.
Q.Do I tip taxi drivers at PTY?
Not expected. Drivers in Panama don't rely on tips the way US drivers do; inflated "tips" are sometimes used to justify an overcharge — pay the metered fare first, then decide.
Q.Cash or card for a taxi at PTY?
USD is the working currency; small bills essential. "Card machine broken" is the most common excuse to force a cash overpay — carry a small stack of PAB notes and you keep the leverage.
Q.Should I change money at PTY?
Only if you need $10–20 of PAB to cover a taxi or a SIM card. Airport exchange kiosks quote 5–15% worse than a bank ATM in the same terminal. If your card has no FX fee, just pay by card and skip cash entirely.
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